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DIFC Employment Law No. 2 of 2019 Compliant

DIFC DEWS Workplace Savings Calculator

Employees in the Dubai International Financial Centre (DIFC) receive mandatory monthly employer savings contributions rather than standard UAE mainland lump-sum gratuities. Calculate your exact DEWS fund below.

DIFC DEWS Parameters

DEWS Scheme
AED
Years
% / Year
AED
DIFC Statutory Employer Contribution Tiers
Years 1 to 5: Employer contributes 5.83% of basic monthly salary.
Years 5+: Employer contributes 8.33% of basic monthly salary.
No Qualifying Period: Contributions start from month 1.
Total Projected DEWS Fund ValueDIFC Vested
AED0.00
Current Monthly Employer Contribution0.00 AED
Total Employer Capital0.00 AED
Projected Investment Gains0.00 AED
Statutory Contribution Rate8.33% Tier Active
0-5 Yrs (5.83%)5+ Yrs (8.33%)

DIFC DEWS vs Mainland MOHRE Gratuity

Total DIFC DEWS Accumulated:0.00 AED
Standard Mainland UAE Gratuity:0.00 AED
DIFC Investment Advantage:+ 0.00 AED
DIFC Law Overview

Understanding the DEWS Workplace Scheme

How employee workplace savings operate under DIFC Law No. 2 of 2019

What is the DEWS scheme in DIFC?

DEWS (DIFC Employee Workplace Savings) is a mandatory defined-contribution trust scheme introduced in February 2020. Employers must deposit monthly contributions into a regulated investment vehicle on behalf of the employee.

Can an employee withdraw funds from DEWS before leaving UAE?

Upon termination or resignation from a DIFC employer, the employee can choose to receive their full account balance immediately or leave it invested in the DEWS fund.

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